Privacy Policy
Privacy Policy
Effective Date: [28 January]
Loan Capital ("we", "our", or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect information when you use the Loan Capital mobile application and related services (the "App"). This policy is designed to comply with Google Play policies and applicable U.S. privacy laws.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number (if provided by you).
- Financial Information: Loan preferences, estimated loan amounts, and repayment terms entered by users for calculation purposes only.
- Device Information: Device model, operating system, app version, and anonymous identifiers.
- Usage Data: App interactions, feature usage, and crash diagnostics.
2. How We Use Your Information
- To provide loan calculation and financial planning features
- To improve app functionality and user experience
- To provide customer support
- For security, fraud prevention, and legal compliance
- To display ads where applicable
3. Loan Calculator & Estimates Disclaimer
All loan amounts, credit scores, monthly payments, and interest rates displayed in the app are estimates only. Loan Capital does not provide guaranteed loans or approvals. Final loan terms depend on lender review and eligibility.
4. Advertising & Analytics
We may use third-party services such as Google AdMob and analytics providers. These services may collect anonymized information in accordance with their respective privacy policies.
5. Data Sharing
We do not sell personal data. Information may be shared only with trusted service providers or when required by law.
6. Data Security
We use reasonable security measures to protect your information. However, no digital transmission or storage system is completely secure.
7. Children's Privacy
This app is not intended for users under the age of 13. We do not knowingly collect personal data from children.
8. Your Privacy Rights
U.S. users may have rights to access, correct, or delete their personal data, subject to applicable laws.
9. Changes to This Policy
We may update this Privacy Policy periodically. Updates will be posted within the app and on this page.
10. Contact Us
If you have questions about this Privacy Policy, please contact us:
Email: [contect@loancapital.com]